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First things first – everyone in America should have a Long Term Care Insurance Policy! LTC is a necessity and needs to be part of everyone’s Financial Planning Process for the Future. Unfortunately, Medicare and Private Insurance will not cover the cost of in-home care. Yet, this care is vital to maintaining quality of life and safety in one’s own home. With that said, the IRS will allow greater deductions for LTC Insurance Premimums in 2010. So, there is an even greater incentive to plan for your future healthcare goals while protecting your wallet. For more information visit the IRS LTC Deductions page. More information on LTC Insurance here.